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Drivers in Texas are required to carry basic liability car insurance coverage. The law requires motorists to provide evidence of financial responsibility. Texas drivers must carry liability insurance that provides $30,000 worth of coverage for each injured person, up to $60,000 per accident. Also, drivers must carry limits of $25,000 for property...

Insurance is an important part of being a homeowner. Not only does it protect you from damages caused by things like fire and vandalism, but it can also protect your personal property or additional structures like garages, and provide liability coverage.

But when is it time to review your coverages?...